Veronica J. has been selling bags of rice, flour, and other foodstuffs at Asebu on the Cape Coast since 2000. Veronica has received a primary education, is married, and has 3 children. Her husband is a driver. She is responsible for paying the utility bills and her children's school fees. Her loan will be used to buy more bags of rice and flour for resale. She hopes to use the new profits from her business to assist her husband in building a family house.