A loan of $200 helped to purchase a cow and start a business selling milk.

Nilima's story

Nilima is 27 years old, married and raising two children, together with her husband. Nilima is illiterate and can only sign her name. Her husband Kamal has an education up to class V ( Grade 5). He is 39 years old and a car driver by trade. They are providing education to both their son and daughter. They are in class V (Grade 5) and class III (Grade 3) respectively. They have a semi-pacca (brick-wall, straw roof) house in the small town of Moynaguri, in the district of Jalpaiguri.

To provide the primary income for her family, Nilima is involved in animal husbandry. Thanks to her hard work and dedication. But due to the small income of both husband and wife, they are unable to give a good living standard to their family. So she applied for a loan from BJS to purchase a cow to start a business selling milk, which has a great demand in their locality.

She hopes to earn more profits from the business, so that she can meet the increasing household expenses, give better education to her children, and upgrade their semi-kachha house to a pacca (brick) one.

Loan details

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Loan details