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Zamira is a resident of the town of Konibodom. She is married and is the mother of two sons who are 19 and 15 years old, and a daughter who is ten. Currently, her elder son and husband are working outside the country. Her younger son and daughter are in school. By profession, Zamira is a seamstress. She has been sewing for 20 years already national women's dresses. Zamira learned thi craft from her mother at an early age. This has helped her in life to earn a living and to support her family.

Now, Zamira wants to expand her sewing activities. With this aim, she requested a loan. Zamira intends to purchase a modernized digital embroidery machine, with the help of which she will sew quickly and with high quality, and in this way she will be able to make embroidery on dresses.
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Замира жительница города Конибодом. Она замужем и является матерью двоих сыновей, которым по 19 и 15 лет, и дочери, которой 10 лет. В данный момент ее старший сын и муж работают за пределами страны. Младший сын и дочь учатся в средней школе. Замира по профессии швея. Она уже 20 лет шьёт национальные женские платья. Замира научилась этому ремеслу у своей матери еще в юном возрасте. Это помогло ей в жизни зарабатывать деньги и обеспечивать семью.
Сейчас Замира хочет расширить свое швейное дело. С этой целью она просит кредит. Замира собирается приобрести модернизированную компьютерную вышивальную машинку, с помощью которой она будет шить быстрее и качественнее, а также она сможет делать на платьях вышивки.

Additional Information

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 234
    View loans »
    Tajikistan Loans Fundraising
  • $32,040,900
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,100 helped Zamira to purchase a computerized embroidery machine to develop her sewing business.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 19, 2013
Nov 26, 2013
Currency Exchange Loss:
Sep 17, 2014