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Takhmina is a 22 year-old seamstress living in the city of Konibodom. She is married to Azim, and they have a three-year-old son. Azim is a contractor and takes orders to repair apartments. Takhmina is involved in sewing at home and sews women's national dresses. Her husband helps her. He uses his own car to bring purchased fabrics from the city of Khujand and takes her completed dresses to a market for sale. Takhmina has been involved in this business for the last three years. She has a very old sewing machine that causes inconveniences for her work. Currently, she is requesting this loan to purchase a computerized embroidery machine. Takhmina wants to expand her business and sew not only ordinary dresses, but make beautiful embroideries on them. Obviously, these dresses will cost more than ordinary ones, and her income will increase.
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Тахмина 22-летняя швея, проживающая в городе Конибодом. Она замужем за Азима и у них трехлетний сын. Азим мастер и берет заказы на ремонт квартир. А Тахмина занимается шитьем у себя дома и шьет женские национальные платья. Ее муж помогает ей. Он на собственной машине привозит купленные ткани с города Худжанд, а ее шитые платья вывозит на рынок для продажи. Тахмина занимается этой деятельностью последние три года. У нее очень старая машинка, которая причиняет ей неудобства в процессе работы. Сейчас она просит кредит для покупки компьютерной вышивальной машинки. Тахмина хочет расшить свое швейное дело и теперь шить не только обычные платья, но и делать на них красивые вышивки. Естественно такое платье будет стоить дороже обычной платьи и ее доход увеличится.

Additional Information

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 247
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Takhmina to purchase a computerized embroidery machine.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 4, 2013
Nov 27, 2013
Currency Exchange Loss:
Dec 17, 2014