Check out some available loans that are similar to this one!
Theresa's Group
In this Group: Monica , Wisdom , Theresa
Theresa is a member of this group. She is single with two children who are both in school. Theresa has sold bags for eight years now. She uses the money from her business to cover home expenses. Her children's school fee payments are a challenge for her. Despite these challenges, Theresa is a hardworking lady who works endlessly to take care of the family single-handedly.

Theresa’s group is applying for a total loan amount of 7,200 GHS (Ghana cedis) through ID-Ghana to buy bags, secondhand clothing, and barbering accessories.

Theresa will use her 1,200 GHS portion of the loan to buy bags to sell to customers.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Ghana

  • $3,500
    Average annual income
  • 26
    View loans »
    Ghana Loans Fundraising
  • $12,634,025
    Funds lent in using Kiva
  • 2.3
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Theresa's Group's $3,175 loan helped a member to buy bags to sell to customers.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 15, 2013
Nov 25, 2013
Currency Exchange Loss:
May 17, 2014