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Hosiyat is the loving mother of three children. Her husband divorced her and now lives in Russia, but she is a very strong woman. After the divorce, she did not waste time or lose hope. Instead, she started her own business and opened a cafe. Her daughter helps her prepare Tajik specialties for the local residents. Many people come to her cafe for lunch. Hosiyat tries to keep the cafe clean and attract more customers with her delicious national dishes. She plans to increase her working capital and has requested a loan of 3,000 somoni to buy more food products for her cafe. She awaits your kindness and hopes for your mercy.
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Хосият заботливая мать 3 детей. Она разведена. Ее муж развелся с ней и живет в России. Она очень сильная женщина. После развода, не теряя времени и надежду, она начала свой бизнес. Она открыла кафе. Хосияту помогает ее невеста. Они приготавливают национальные блюда, и продает местным жителям. В основном во время обеда много народа посещают ее кафе. Хосият старается держать кафе чисто и привлечь больше клиентов вкусными национальными блюдами. Хосият планирует увеличить оборотный капитал. Она запрашивает займ на сумму 3000 сомони для покупки продуктов питания для своего кафе. Она ждет вашу доброту и надеется на ваше милосердие.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.


About Tajikistan

  • $2,700
    Average annual income
  • 234
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $650 helped Hosiyat to buy food items and increase the working capital of her cafe.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Nov 12, 2013
Nov 26, 2013
Currency Exchange Loss:
Feb 20, 2015