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Rhapael Hugo
Raphael, 20, lives in the city of Pucallpa. Currently, he is studying systems engineering at the university in town. He also works as an assistant for a small business, which helps him earn income to pay his expenses.

Raphael is grateful for Kiva loans because, thanks to their help, he will be able to buy essentials for his home like pots, plates, and others. Because of the rain in his city, his essentials have been ruined. This will improve his quality of life and allow him to keep working toward his greatest dream: to finish school and and start a business.
View original language description ↓
Raphael es un joven de 20 años, vive en al ciudad de Pucallpa, actualmente se encuentra estudiando la carrera de ingeniería de sistemas en la universidad de su ciudad y trabaja como asistente en una pequeña empresa, con lo cual puede tener ingresos para solventar sus gastos.

Raphael está agradecido con los prestamistas kiva ya que gracias a la ayuda que le han brindado podrá comprar enseres para su hogar como ollas, platos, entre otros ya que debido a las lluvias que ha habido en su ciudad sus enseres se han malogrado, de esta manera podrá mejorar su calidad de vida y seguir luchando para poder hacer realidad su gran sueño:” Terminar su carrera y poder formar una empresa”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.


About Peru

  • $12,000
    Average annual income
  • 117
    View loans »
    Peru Loans Fundraising
  • $61,994,300
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Rhapael Hugo to buy essential goods like pots, plates, etc., for his home.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 29, 2013
Dec 2, 2013
Currency Exchange Loss:
Mar 10, 2015