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Ama S. is 38 years old. She is married with five children. She lives in Apéyémé, a village on the Danyi plateau, about 170 kilometers from the Togolese capital of Lomé. Each season, she buys tropical products like coffee and cacao, which she sells to exporters. With this new loan, she wishes to greatly increase her stocks. Her profits being directly linked to the volume of her sales, she expects to benefit greatly from this opportunity Kiva has given her. This will allow her to pay off her debt promptly and improve her quality of life.
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Ama S. est âgée de 38 ans, mariée et mère de 5 enfants. Elle habite à Apéyémé un village commercial des plateaux de Danyi à 170 kilomètres de Lomé, la capitale togolaise. Elle achète à chaque saison des produits tropicaux tels le café et le cacao qu’elle revend aux exportateurs. Avec ce nouveau crédit, elle désire faire beaucoup plus de stocks. Le bénéfice étant lié directement à la quantité vendue, elle compte vraiment gagner avec cette opportunité de kiva ce qui lui permettra de rembourser promptement et améliorer la qualité de la vie.

Additional Information


FECECAV is a cooperative union registered in 1997. Its mission is to serve the financial needs of local people who have been excluded from the traditional financial system. It serves more than 50,000 members in the Plateau and Maritime regions of Togo. FECECAV is a not-for-profit organization.

About Togo

  • $1,500
    Average annual income
  • 5
    View loans »
    Togo Loans Fundraising
  • $9,031,000
    Funds lent in using Kiva
  • 451.9
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,125 helped Ama purchase of cacao and coffee for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Sep 26, 2008
Sep 12, 2008
Currency Exchange Loss:
Oct 15, 2009