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Josefina is 54 years old. She lives with her husband and her children. She is a fighter and she is responsible for providing for her family and getting them what they need to survive. She currently works selling food from a villa that she owns on a beach that is close to where she has lived for many years. She has a lot of regular customers, since she sells plates of food at a good price. Josefina wants to grow her business by purchasing tables, chairs, and more ingredients, to vary her menu. She would also like to have a little bit more economic capital, but she does not have enough money to make this investment. She asks for a loan to purchase the previously mentioned items. This way, she will have better profits and be able to give her family what they need without any limitations.
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Josefina de 54 años de edad vive con su esposo y sus hijos, es una mujer luchadora y responsable para que a su familia no le falte lo necesario para la subsistencia. Actualmente trabaja vendiendo comida en un chalet que posee en la playa que está cerca de su lugar de residencia desde hace varios años, tiene mucha clientela fija pues da a un buen precio el plato de comida, Doña josefina desea ampliar su puesto es decir comprar mesas, sillas, mas materia prima para variar su menú y tener un poco de mas entrada económicamente, pero no cuenta con los suficientes ingresos para esta inversión, es por eso que solicita un crédito para comprar lo dicho; y así obtener mejores ganancias para darle a su familia lo necesario sin limitación alguna.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 698
    View loans »
    El Salvador Loans Fundraising
  • $29,576,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Josefina to purchase tables, chairs, ingredients: vegetables, rice, chicken, meat, etc.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 28, 2013
Nov 26, 2013
Currency Exchange Loss:
Jun 19, 2014