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Irma Jeanette
Irma, who is 39 years old, works selling all kinds of personal products like lotion, deodorant, cream, perfume, shampoo, and other items. Her business is located in her home and she also goes out door-to-door across different neighborhoods. The earnings she makes, along with her husband's help, allow them to cover their household expenses. She lives in a relative's house with her husband and their three children.

She wants to expand her business, which is why she is requesting a loan that will allow her to purchase everything she needs, such as: fragrances, nail polish, deodorant, and she also wants to buy clothing because since she offers her products at affordable prices, she has a large customer base. The help requested will allow her to obtain better earnings and this will allow her to keep giving her family what they need without any limitations.
View original language description ↓
Irma de 39 años de edad ella se dedica a la venta de todo tipo de productos de uso personal como lociones, desodorantes, cremas, perfumes, shampoo, entre otras cosas, su negocio lo tiene ubicado en su lugar de residencia y también vende de forma ambulante por las diferentes colonias, con las ganancias que obtiene de sus ventas y con la ayuda de su esposo logran solventar los gastos de su hogar, vive en casa de un familiar con su esposo y sus tres hijos, la clienta desea acrecentar su negocio por eso solicita un crédito que le permita poder comprar todo lo necesario como: perfumes, esmaltes para uñas, desodorantes y también desea comprar ropa ya que tiene mucha clientela por dar sus productos a precios accesibles con la ayuda solicitada ella podrá obtener mejores ganancias y así seguirá dándole a su familia lo que necesita sin limitación alguna.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 528
    View loans »
    El Salvador Loans Fundraising
  • $31,800,850
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Irma Jeanette to buy fragrances, nail polish, deodorants, and also clothing.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 23, 2013
Nov 26, 2013
Currency Exchange Loss:
Nov 20, 2014