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Joan Nauel
Joan Nauel is a young publicity student who is requesting a loan to pay for his studies. This is his story:

My name is Joan and I am 18 years old. I was born and raised in San Juan de la Maguana in the Dominican Republic. I have five siblings; my mother is a stylist and my father is not working at the moment due to health problems, but they have instilled values in me that have helped me to develop on a personal and professional level.

I want to study at the APEC University in Santo Domingo, the capital of the Dominican Republic, and study Publicity, as this is the course that appeals to me and which I am passionate about. I identify most with this course because I grew up in a world of communication and show business, which further developed my passion for the arts.

I need this loan to fund my studies and expenses during the course since I no longer work and my parents' salary is not enough to fund my studies. The truth is that I don't know what I will do if I don't get this loan because I have always wanted to study at that university and this loan would help me to study the course that I am passionate about.

My academic goal is to graduate and be recognised as the best publicist in my country. I would also like to help my family financially and after finishing my course I would like to work in my area as a publicity agent or in the field of communication.
View original language description ↓
Joan Nauel es un joven estudiante de Publicidad, el esta solicitando un prestamo para poder pagar sus estudios, esta es su historia:Mi nombre es JOAN y tengo 18 años. Nací, crecí en San Juan de la Maguana, en la Republica Dominicana. Tengo 5 hermanos; mi madre es estilista y mi papa actualmente no trabaja por problemas de salud, pero me han inculcado valores que me han ayudado a desarrollarme como persona y como profesional.

Quiero estudiar en la Universidad APEC en Santo Domingo, capital de la Republica Dominicana y estudiare Publicidad, ya que es la carrera que me gusta, me apasiona y en la que más me siento identificado, puesto que crecí conociendo el mundo de la comunicación y el medio artístico y fui desarrollando esa pasión por el arte.

Necesito el préstamo para poder costear mis estudios y gastos durante el mismo, ya que no cuento con trabajo y el salario de mis padres no son suficientes para costear mis estudios. La verdad no se que haría si no recibiera el préstamo porque siempre he querido estudiar en esa universidad. Este préstamo me ayudara a estudiar la carrera que me apasiona.

Mi meta académica es graduarme y ser reconocido como el mejor publicista de mi país. Pretendo también ayudar a mi familia económicamente y después de terminar la carrera, me gustaría trabajar en mi área; en una agencia publicitaria o en el área de comunicación.

Additional Information

More information about this loan

The education loans administered by FUNDAPEC can have loan terms of up to 12 years, which includes a grace period of up to 5 years. The grace period includes the time during which the student is enrolled at university. During the grace period, the borrower is not required to make any repayments, and the lenders will not receive any repayments. Please make sure loan terms and repayment schedules suit you before lending.


FUNDAPEC is a student lending organization headquartered in Santo Domingo, Dominican Republic. Its vision is to broaden access to education for all Dominicans, and offers financing to everyone from high school students to graduate students to afford tuition and educational supplies like laptops. Kiva lenders’ funds are used to help students pay for their educations. These loans are post-disbursed, and will not be provided to students until they are fully funded by Kiva lenders.


About Dominican Republic

  • $9,700
    Average annual income
  • 0
    View loans »
    Dominican Republic Loans Fundraising
  • $8,583,700
    Funds lent in using Kiva
  • 42.6
    Dominican Republic Pesos (DOP) = $1 USD
Paying Back

This loan has been fully funded!

A loan of $9,400 helped Joan Nauel to pay for uni fees and books for his studies in Publicity.
0% repaid
Repayment Term
134 months (Additional Information)
Repayment Schedule
Dec 26, 2013
Nov 26, 2013
Currency Exchange Loss: