Central De Cachilaya Group
The loan that they will take out will benefit small businesswomen where Verónica is a member. She says that this is the first time that she has been a member of Pro Mujer. She joined by invitation from an adviser with the institution who went to visit her at her house. She currently has a business of making sportswear. She learned this business several years ago from a previous job. Later, she decided to undertake her own work space.
The loan that she will now take out is to increase capital to buy wool that she will get from the wholesale vendors in the city of El Alto. After making the sportswear, she will sell it at her sales space. This way of working will allow her to generate resources to support her family. She is married and has one child.
When asked what she likes about Pro Mujer, she replied that she likes the savings that the group realizes.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Verónica es integrante, ella indica que es la primera vez que integra Pro Mujer, ingresando por la invitación de una promotora de la institución que visitó su casa. En la actualidad ella tiene un negocio de costura de busos; da a conocer que este negocio aprendió de hace varios años de un trabajo anterior, posteriormente decide emprende su propio espacio de trabajo.
El crédito que ahora sacará es para el aumento de capital (compra de lana) que adquirirá de las vendedoras mayoristas de la Ciudad de El Alto y posteriormente a la elaboración lo comercializará a en su espacio de venta. Esta forma de trabajo le permite generar recursos para mantener a su familia, ya que ella es casada y tiene un hijo.
Cuando se le consulta qué le gusta de Pro Mujer, ella responde que le gusta los ahorros que se realizan en el grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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