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Ani is 36 years old and she lives in Stepanavan city which is in Lori region. Ani works at the school as a teacher and she teaches girls how to do needlework, how to knit and how to sew. At the same time, she is studying at the Vanadzor State Pedagogical Institute at the distance learning department. In order to be employed, she needs to have a higher education so she combines her work and learning. Ani also has several pupils at her home to whom she gives paid lessons of needlework. Ani is married and she has two children.

Ani asks for a loan of 350,000 Armenian drams since she wants to buy a computer which will help her to be informed about the latest innovations connected with her work.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 163
    View loans »
    Armenia Loans Fundraising
  • $17,083,300
    Funds lent in using Kiva
  • 405.3
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $875 helped Ani to buy a computer which will help her to be informed about innovations connected with her work.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 31, 2013
Nov 27, 2013
Currency Exchange Loss:
Mar 17, 2015