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M. Aslam
M. Aslam is a 64-year-old married man. He lives in the rural area of Lahore, Pakistan with his wife and six children. He has been in the business of selling milk since childhood. He learned all the techniques for getting milk from his family. This is the only source of income for the family. One of his buffaloes has grown old and is producing very little milk. He delivers milk in the market and door-to-door. For delivery purposes, he uses his bicycle. He loads milk cans on his bicycle and delivers it early in the morning. His customers like the fresh and delicious milk he delivers. His monthly net income is too low due to the old buffalo not meeting the household needs.

Therefore, M. Aslam planned to purchase one more buffalo to increase his sales. However, he finds it difficult due to financial constraints. M. Aslam has requested a loan from Kiva's partner BRAC Pakistan. This will not only help him to increase sales, but it will also increase his net income and savings as well. He hopes to provide a quality education for his children. He is a very hard-working and responsible person. He is very thankful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 378
    View loans »
    Pakistan Loans Fundraising
  • $16,478,525
    Funds lent in using Kiva
  • 107.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,400 helped M. Aslam to buy a buffalo for milk.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 19, 2013
Nov 23, 2013
Currency Exchange Loss:
Dec 17, 2014