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Maria Magdalena
María is 33 years old. She lives in her own home with her husband and children aged 17, 15, 13, 11, and 2 years of age. For her family is everything and this is why she works hard to bring up her children. She wants to plaster the walls of her home which is why she is asking for a loan from FUSAI in order to invest in the purchase of sand and cement. María hopes to make improvements as soon as possible in order to protect the walls of her home from moisture.
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María de 33 años de edad habita en casa propia junto a su esposo y sus 5 hijos de 17 años, 15 años, 13 años, 11 años y 2 años de edad. Para ella su familia lo es todo y es por ella que trabaja duramente para sacar adelante a sus hijos. Desea repellar las paredes de su casa para lo cual solicita este crédito a FUSAI para invertir en la compra de arena y cemento. María espera realizar la mejora lo antes posible y así proteger las paredes de su vivienda de la humedad.

Additional Information

More information about this loan

This loan will be administered by FUSAI (Salvadoran Foundation for Comprehensive Development), a Salvadoran NGO that owns Kiva partner Apoyo Integral. FUSAI will disburse this loan in order to reach a population that doesn't currently work with Apoyo Integral. This type of loan covers basic services (like housing and water), and supports small business and agricultural activities. Borrowers come from low-income families in rural and peri-urban communities, and are considered to be too poor or lack the proper guarantees to get credit through traditional banks or microfinance institutions. Before receiving their loans, they are vetted by local community organizations and enrolled in classes in financial literacy, and the importance of sanitation, potable water and clean energy. Additionally, FUSAI enables borrowers to guarantee one another and take out loans smaller than El Salvador's average. Important to note is El Salvador is considered one of the most dangerous countries in the world, holding the 2nd place in the ranking of murders per capita. All these FUSAI borrowers live in areas considered by the police as highly violent and dangerous, mainly because of gangs influence. Main risks they face in these areas are thefts, extortions, kidnappings and murders.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About El Salvador

  • $7,500
    Average annual income
  • 555
    View loans »
    El Salvador Loans Fundraising
  • $31,854,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Maria Magdalena to buy sand and cement in order to plaster the walls of her home to help protect against moisture.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 13, 2013
Nov 25, 2013
Currency Exchange Loss:
Feb 20, 2015