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Sol De Oro Group
In this Group: Ximena Rosmery, Juan Manuel, Maria Luisa, Cristina Virginia, Veronica Elizabet, Esperanza Adriana, Andrea Valery, Amador Rodrigo, Katherine Yosara
The "Sol de Oro" (Golden Sun) communal bank is made up of nine members: seven women and two men. They all make a living by working in various activities.

The president of the group is Cristina, who is the one in the photo wearing a black sweater and a red blouse. She is 57 years old and makes a living by selling quilts on credit. She sells them by visiting public institutions and private markets in the city to offer her products. This is her second loan with this institution.

Cristina will use the benefits to continue to improve her business. Her dream for her business is to be able to stock up on a variety of products since she has many sales and needs to capitalize on this to improve her income. She is grateful for this opportunity that she has received from the granting of this loan.
View original language description ↓
El banco de emprendimiento SOL DE ORO, está compuesto por nueve integrantes siete mujeres mujeres y dos varones, todos ellos se dedican a distintas actividades, la presidenta del banco es la señora Cristina, en la foto la persona que esta sentada de chompa megra y blusa roja, tiene 57 años, ella se dedica a la venta de edredones a crédito, ella vende visitando instituciones públicas y privada mercados de la ciudad ofreciendo su productos, este préstamo es su primera secuencia dentro de la institución, la señora Cristina va a usar este préstamo para la compra de edredones al por mayor ya que tiene muchos pedidos por estas fiestas de fin de año, la señora Cristina a utilizar los beneficios en seguir mejorando su negocio, su deseo para su negocio es poder abastecerse de variedad de producto ya que tiene mucha venta y es donde tiene que aprovechar para así tener más ingresos económicos, se siente agradecida por esta oportunidad que le brindan en la otorgación del crédito.

Additional Information

About Emprender

Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Bolivia

  • $5,500
    Average annual income
  • 107
    View loans »
    Bolivia Loans Fundraising
  • $36,698,475
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Sol De Oro Group's $3,925 loan helped a member to purchase quilts in bulk.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 21, 2013
Nov 25, 2013
Currency Exchange Loss:
May 22, 2014