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Siifa is 43 years old and lives in the town of Lukaya in the region of Masaka in Uganda. She is married and has four children with three of them currently in school. For the past 6 years, Siifa has been working hard to manage her cosmetics shop, which sells cosmetic products.

To help expand her business, Siifa has requested a loan of 2,000,000 Ugandan Shillings from BRAC Uganda. The loan will be used to buy more relaxers, cosmetics and all varieties of shampoos, and will help Siifa to generate greater profits and buy materials for the family. Siifa hopes that in the future she will be able to have a wholesale cosmetics shop.

Siifa is a member of BRAC's Small Enterprise Program (SEP). The program primarily serves small entrepreneurs like Siifa who do not have enough collateral for commercial loans, but have businesses that have grown too large for micro-loans.

Additional Information

About BRAC Uganda

This loan is administered by BRAC Uganda, a registered non-governmental organization (NGO) in Uganda that is also a part of the BRAC international network. BRAC Uganda attempts to address poverty through a holistic model, offering programs in education, health, water & sanitation, agriculture, and microfinance. BRAC Uganda’s microfinance program aims to provide the poor with easy, reliable, and efficient access to institutional financial services, and reaches over 150,000 families in Uganda. For more on BRAC Uganda, please see our partner page, and join our lending team, Friends of BRAC Uganda.


About Uganda

  • $1,800
    Average annual income
  • 149
    View loans »
    Uganda Loans Fundraising
  • $33,609,650
    Funds lent in using Kiva
  • 2,524.9
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $800 helped Siifa to buy more relaxers, cosmetics and all varieties of shampoos.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 4, 2013
Nov 23, 2013
Currency Exchange Loss:
Dec 17, 2014