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Mnarani Group
In this Group: Ermanilde, Hidaya, Sophia, Veronica, Dogo, Musa, Tabu, Zubeda, Asha, Irene*, Zawadi, Cesilia
* not pictured
Ermanilde, who is in her mid 40s, is married with three children who are still at school. She has been running a business selling clothes on market days which falls on every Saturday in different areas. She normally works from 5.00 am to 10.00 pm daily and is able to make a fair monthly profit.

This will be Ermanilde's 4th loan from Tujijenge Tanzania. She used the previous loans to increase the stock of clothes. She has paid back all her loans successfully. She is really happy with the loans and appreciates whoever has supported her group with a loan. She used the profit to pay for school fees and helped the husband to cover household expenses. She will use this loan buy more stock of clothes to resell on market days. She dreams of building her own house.

Ermanilde will share this loan with her loan group, Mnarani ,which has twelve members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 15
    View loans »
    Tanzania Loans Fundraising
  • $16,065,825
    Funds lent in using Kiva
  • 1,606.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Mnarani Group's $2,775 loan helped a member to buy more stock of clothes to resell on market days.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Nov 19, 2013
Nov 23, 2013
Currency Exchange Loss:
May 17, 2014