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Jyldyzgul is 38 years old and married. She and her husband are raising four children. She is a very calm, honest and goal-oriented woman. She has a secondary education and is involved in animal husbandry, an activity which provides her family with its main source of income. She started in this business 16 years ago with the purchase of cattle for 5,000 som (KGS). Thanks to her hard work, she now owns four dairy cows, two horses and 25 sheep. Her husband and children help her to run the business. Beside helping his wife, her husband also works as a private building contractor and brings a small income home. The family makes a monthly income of 10,000 som (KGS).

In order to further develop her farming business, Jyldyzgul has turned to the microfinance bank "Bai Tushum & Partners" for a loan of 100,000 som (KGS). She will use her loan to buy some cows to increase her cattle headcount. She plans to re-invest the profits from this loan back into her business by purchasing additional livestock. She is also planning to save enough money to repair her house.
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Жылдызгул 38 лет, замужем, вместе с супругом воспитывают 4 детей. Жылдызгул спокойная, целеустремленная, честная женщина. У Жылдызгул - среднее образование, в качестве основного дохода для своей семьи Жылдызгул занимается животноводством, стартовав 16 лет назад, с покупки скота на 5,000 сом KGS. Благодаря упорному труду Жылдызгул, в ее хозяйстве на сегодняшний день имеется: 4 дойные коровы, 2 лошади, 25 овец. По хозяйству помогает супруг и дети, также основной профессией супруга является частное строительство. Он подрабатывает частным строителем и приносит в дом небольшие доходы. Ежемесячный семейный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Жылдызгул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку коров для увеличения поголовья скота. Доходы от кредита Жылдызгул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 58
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Jyldyzgul to buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 6, 2013
Nov 24, 2013
Currency Exchange Loss:
Dec 17, 2014