A loan of $2,050 helped to buy cows to feed and resell.


Karamat's story

Karamat is a 66 year-old widow. After her husband's death, she raised two children on her own. Her eldest son helps with the housework and also provides transport services for the local population. Her youngest son is a foreign worker in Russia, and is helping financially. Karamat has a secondary education.

The primary source of income for her family is a livestock business, which she started 18 years ago with the purchase of a cow for 5,000 KGS. Through hard work, Karamat's farm now has three milk cows and four sheep. Her monthly income is 5,000 KGS. In order to grow her business, Karamat applied for a 100,000 KGS loan from microfinance bank Bai Tushum and Partners in order to purchase cows to raise and then resell on the market at a higher price. Karamat plans to invest the income from the loan to increase the number of domestic animals she owns, and hopes to improve her living conditions.

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Translated from Russian by Kiva volunteer Max Prilutsky



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