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Rakhat is 38, married, and raising 3 children together with her husband. She has the equivalent of a high school education with some vocational training, and raises livestock for a living, first starting 18 years ago with 6,000 som worth of animals. Her husband, Ulukbek, works in public transit, driving passengers to and from the villages in her area. Ulubek's mother is retired and also lives with Rakhat and her family, helping look after their children when she can.

Rakhat's farm is ideal for raising livestock. Thanks to her persistent efforts, she currently has a dairy cow and 10 sheep on her farm, and her monthly income has grown to nearly 4,000 som. To further develop her farm, she is seeking a loan of 100,000 som from Bai Tushum & Partners to buy some cows. She hopes to use any future earnings due to the loan to continue to buy more livestock, as well as to save up money for a sewing machine, as she loves to sew and embroider in her spare time.
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Рахат 38 лет, замужем, вместе с супругом воспитывают 3 детей. У Рахат - средне-специальное образование, в качестве основного дохода для своей семьи Рахат занимается животноводством, стартовав 18 лет назад, с покупки скота на 6,000 сом KGS. Благодаря упорному труду Рахат, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, 10 овец. Дома имеют хорошие условия для содержания скота. Супруг Улукбек занимается перевозкой пассажиров между соседними селами, также в семье Рахат проживает мама Улукбека -пенсионерка, помогает по присмотру за детьми. Ежемесячный семейный доход составляет 4,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Рахат обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку коров для увеличения поголовья скота. Доходы от кредита Рахат планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на покупку швейной машинки, так как в свободное время Рахат любит шить и вышивать.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 62
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,018,650
    Funds lent in using Kiva
  • 48.9
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,050 helped Rakhat buy cows.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 18, 2013
Nov 24, 2013
Currency Exchange Loss:
Dec 17, 2014