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Huruma Group
In this Group: Lilian, Hamis, Grace, Alex
Lilian, a single woman aged early 30s, has been managing her family expenses by running two enterprises. One of Lilian's businesses is a grocery where she sells drinks like spirits, beers, soft drinks, juices and water. A beauty salon is another of Lilian's businesses, where she sells cosmetics at the same place. She has been operating these businesses for four years now and is working from 8am to mid-night hours. Lilian is able to earn good monthly returns.

From Kiva Partner Tujijenge Tanzania, this is Lilian's third loan request which she will use to increase her stock of beauty salon cosmetics. With her previous loans, all of which have been repaid in full, she purchased more grocery drinks, empty crates for ordering beers and soda, bought a salon drier and small working equipment. With Lilian's profits, she covered school fees and household expenses, bought a home freezer and reinvested in her businesses. She dreams to be a successfully woman.

Lilian will share this loan with her loan group" HURUMA" which totals 4 members. The members of the group will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Tanzania

  • $1,900
    Average annual income
  • 27
    View loans »
    Tanzania Loans Fundraising
  • $16,172,650
    Funds lent in using Kiva
  • 1,611.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Huruma Group's $4,500 loan helped a member to increase stock of beauty salon cosmetics.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Nov 19, 2013
Nov 22, 2013
Currency Exchange Loss:
Jul 17, 2014