A loan of $2,475 helped to buy bull-calves.

Elmira's story

Elmira is 49 years old. She is married and she and her husband are raising two children. She has secondary-level education, having graduated technical college where she majored in sewing. She worked as a seamstress for 2 years, then she got married and since then has spent 23 years rearing animals and developing crops. She started this business with 5,000 Kyrgyz soms. She has been able to develop her livestock and farming activities. On her farm she has two calves and six sheep and also has a 1.8 hectare patch of land, on which she grows beans and clover.

Elmira's husband works transporting goods for their fellow villagers and he receives a small income. The monthly total profit is 13,000 som. With the goal of further developing her farm Elmira turned to the microfinance bank Bai Tushum and Partners for a loan of 120,000 soms to buy bull-calves. Elmira plans to spend the income gained from the loan on increasing her quantity of livestock. The profit could also be used to be put towards a dowry for her daughter.

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Translated from Russian by Kiva volunteer Max de Haldevang

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