Las Comerciantes (Cuenca) Group
One member of the "Las Comerciantes" group is Rosa. She joined the group a year ago. Rosa is 35 years old, married and has three children, aged seven, five, and three years old each. The two eldest children are attending one of the city's school. Rosa's husband is a driver. The family does not own a home and so are living in a rented house.
Rosa has been making a living selling second-hand clothes for four years. She has a great variety of clothes, which she sells on market days.
Rosa will use this loan to buy clothes in order to expand her business. Her goal is for the business to become big enough to open a shop.
The group member in the smaller photo was not at the meeting when the group photo was taken.
Una de las socias de este grupo es la Señora. Rosa, hace un año forma parte del grupo de crédito Las Comerciantes, tiene 35 años de edad, es casada y fruto de su unión conyugal ha concebido 3 hijos de 7, 5 y 3 años de edad, sus dos primeros hijos están estudiando en una escuelita de la ciudad, su esposo es de profesión chofer, no tiene casa propia por lo que vive en una casa prestada.
Doña Rosa se dedica a la venta de ropa usada desde hace 4 años, su producto lo vende en días de ferias y tiene una gran variedad de ropa.
El dinero de su crédito va a invertir en la compra de ropa usada para ampliar su negocio. Su meta es de crecer en el negocio hasta tener una boutique.
La foto pequeña es de una socia que no pudo estar presente cuando se tomo la gfoto del grupo.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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