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Fernando is a Peruvian artisan who creates modern apparel with Andean alpaca wool.

He hopes to purchase materials for his designs.

Fernando has been selling through NOVICA since 2011. This is his story:

"My artistic origins come from my family. My uncles worked in textiles, and little by little they introduced me to this world. I love being able to translate materials into beautiful designs. My work means everything to me: it's what I love and cherish, and I love the fact that I can provide for my family thanks to it."

"I'm proud to have been born in Peru, with its rich culture and traditions, where alpaca wool has been used since the times of our ancestors. I'm grateful for the opportunity to carry on this tradition, creating trendy designs that offer warmth as well as beauty. Thanks to Novica, we've been able to bring this tradition to the entire world... how could I not feel proud? Thanks to all of you who appreciate our work and assist us artisans with your purchases and microcredits, we've been able to grow. I think the best path I could have taken in life is the one that led me to you!"

Use the link below to view Fernando's alpaca apparel on the NOVICA site:

Additional Information

Important information about Novica

Novica is an e-commerce website that allows artisans around the world to sell unique, high-quality goods directly to consumers. It also offers small loans to help artisans in the developing world start and grow their businesses. It’s possible to buy goods created by the artisans you help fund on the Novica website.

Repayments on Novica loans are tied to artisan revenue. This means that if an artisan has a good month, they will pay back more -- or less during slower months. To accommodate this, all repayments on this loan are due at the end of the loan term. Any repayments received before this deadline will be considered pre-payments, but will still be distributed to lenders as usual.

Because Novica is not a microfinance institution, Kiva’s risk rating system is not applicable. Kiva has conducted onsite due diligence, and Kiva’s Investment Committee approved the organization as a partner. Novica offers artisans loans at 0% interest.


About Peru

  • $12,000
    Average annual income
  • 39
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,850 helped Fernando to purchase materials for his designs.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Dec 24, 2013
Nov 22, 2013
Currency Exchange Loss:
Oct 17, 2014