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Inmaculada Concepcion De Yungaqui Ii Group
In this Group: Gregoria, Felicitas, Nelly, Vilma, Yolanda Neftali, Jaquelin, Raul, Marilu, Gregoria, Nazaria, Yndany*, Ceferina, Nicacia
* not pictured

Update on Inmaculada Concepcion De Yungaqui Ii Group

These are the members of “Inmaculada Concepción de Yungaqui II”, a Communal Bank located in Cusco, a district in the Cusco province of the Cusco department.
Ceferina is 72 years old and she has 4 children. She alternates her daily chores with breeding small animals. She breeds them to then sell them to customers who request them during the different fairs held in her area. She has been engaged in this activity for quite some time now, and things are going well thanks to the efforts she daily works with. She wishes to keep on working in order to continue supporting her family.
She is requesting a loan to buy “cuyes” (“cuy” is Quechua for Guinea pig)and animal feed for her animals.
The other members’ engage in animals selling, cattle selling, silversmith, running a chemist’s, running a general store and in agriculture.
She is grateful to those that will help her making her dream come true through this mean, and she commits to complying with the repayment of her dues according to schedule.
View original language description ↓
Los socios pertenecen al banco comunal “INMACULADA CONCEPCION DE YUNGAQUI II”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.
La socia es la Sra. Ceferina ella es viuda tiene 72 años y tiene 4 hijos ; La socia alterna sus actividades diarias con el negocio de crianza de animales menores ,la socia cría a estos animalitos para luego venderlos a sus clientes que le solicitan en las distintas ferias que se realizan por la zona, la socia lleva buen tiempo dedicándose a este negocio el cual le va bien gracias al empeño que le pone cada a su negocio, la socia desea poder seguir trabajando para de esta forma seguir apoyando a su familia.
La socia solicita el crédito para la compra de cuyes y alimentos para sus animales.
Los otros socios se dedican al negocio de venta de venta de animales, negocio de venta de ganados, plastiqueria, farmacia, tienda de abarrotes y negocio de agricultura.
La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Previous Loan Details

The borrowers are members of the communal bank “Inmaculada Concepción de Yungaqui II”, located in the district of Cusco, in the province and department of Cusco. Thirty-one year old Gregoria is a member of the bank and is married with 2 children. She works selling milk and cheese at different... More from Inmaculada Concepcion De Yungaqui Ii Group's previous loan »

Additional Information

More information about this loan

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 42
    View loans »
    Peru Loans Fundraising
  • $64,458,300
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Inmaculada Concepcion De Yungaqui Ii Group's $3,900 loan helped a member to buy cuyes and animal feed for her animals.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 28, 2013
Nov 25, 2013
Currency Exchange Loss:
May 17, 2014