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Azat lives in the village of Sarigyugh, in the Tavush region. He is married and he has a son. All of his family is engaged in farming. Azat has worked as a driver for many years, but now he is unemployed. In his farm he has a cow, a calf, and twenty chickens. Azat’s wife sells milk, cheese, and eggs right from their house to their loyal customers. Azat greatly wants to make his farm bigger and more profitable.

He asks a loan of 1,000,000 AMD in order to buy two cows as well as to buy a lot of animal fodder.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 137
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • 405.3
    Armenia Drams (AMD) = $1 USD
Paying Back - Currency Exchange Loss

This loan has been fully funded!

A loan of $2,475 helped Azat to buy two cows as well as a lot of animal fodder in order to enlarge his farm.
76% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 28, 2013
Nov 21, 2013
Currency Exchange Loss: