A loan of $2,700 helped to purchase a car for her son to use it as a taxi.


Makvala's story

Makvala lives in the village of Khabume. She is 56 years old, widowed and lives with her son, daughter-in-law, two grandchildren and retired mother.

The source of income for the family is an agricultural business. They breed two milk cows, two calves and a pig. Besides, Makvala grows maize and sells the harvest at the local open market.

Makvala and her son, Badri, decided to start a new business as their existing income wasn't enough for the family. Her loan request was approved in the frame of a new joint initiative between Kiva and Credo. The start-up loan program envisages the provisions of business start-up and re-startup credits with soft conditions to the country's rural poor, who do not have access to credit products, being regarded as “high risk borrowers” because of their low incomes.

With the loan, Makvala will purchase a car and Badri will serve the local people as a taxi driver. The income of the family will increase, and they will be able to improve their living conditions in the future.



Loan details


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Loan details