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Lubna's Group
In this Group: Lubna, Yasmeen, Bashiran
Lubna is a member of this three-person lending group. She has asked for a Kiva loan from Kiva field partner, BRAC Pakistan. Lubna lives in Lahore, Pakistan with her family. Her husband owns a spare parts shop in the market where he sells automobile spare parts.

Currently, he is in need of finance to purchase a variety of automobile spare parts to sell, as his shop's stock is finished. He does not have enough savings to purchase the products needed for his shop.

Therefore, Lubna wants to help her husband with the loan amount. She hopes that the loan will be helpful for her husband to continue his work. She wishes for the success of her husband's business and for a bright future for their children.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Pakistan

  • $4,700
    Average annual income
  • 366
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 107.5
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Lubna's Group's $1,225 loan helped a member to purchase a variety of automobile spare parts.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Nov 13, 2013
Nov 20, 2013
Currency Exchange Loss:
Sep 18, 2014