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Kenja is a good-natured and cheerful man, 48 years old. He is married and has four children. Kenja's sons are working in Russia doing construction and earning a good income. Every month they send some money to their parents. Kenja lives with his wife in a small house in a rural village. In order to feed his family, he also runs his own business. Kenja works on a collective farm and keeps livestock. He has some land. Some of his land is irrigated, but not all. Here, Kenja grows carrots, potatoes and grains. His wife helps him take care of and raise cattle. Since their plot of land is large, they also graze their cattle on it. The livestock business brings in a good income, so Kenja wants to expand the business by increasing his cattle herd. For this he turned to the Arvand to get a loan to buy cattle. Kenja thanks Arvand in advance for their support.
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Кенча добродушный и жизнерадостный мужчина в возрасте 48 лет. Он женат и имеет четверых детей. Сыновья Кенчи работают в России строителями и зарабатывают хороший доход. Каждый месяц они высылают некоторые денежные средства своим родителям. Кенча живёт со своей женой в небольшом доме в сельском посёлке. Чтобы прокормить свою семью он также занимается своим бизнесом. Кенча занимается дехканством и животноводством. У него имеется земельная площадь. Из общей площади земли, некоторая часть земли составляет богарные земли, а остальная площадь это поливные земли. На этой земле Кенча занимается выращиванием моркови, картошки и зерновых культур. А его жена помогает ему ухаживать и растить скот. Так как земельная площадь у них большая, они также пасут на ней своих скот. Бизнес животноводства приносит хороший доход, поэтому Кенча хочет расширить этот бизнес, увеличив поголовье своего скота. Для этого он обратился в Арванд, чтобы получить кредит на покупку скота. Кенча заранее благодарит Арванд за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.


About Tajikistan

  • $2,700
    Average annual income
  • 209
    View loans »
    Tajikistan Loans Fundraising
  • $31,070,500
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Kenja purchase livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 11, 2013
Nov 27, 2013
Currency Exchange Loss:
Dec 17, 2014