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Cristita is 36 years old and married with five children, all of whom are in school. Cristita works very hard to provide for them.

Cristita runs a general store in the Philippines. She has been in this business for 18 years and sells a variety of items, such as body lotion, snack foods and other groceries. She requested a 9,000 Philippine pesos (PHP) loan through NWTF to purchase more groceries to sell.

In the future, Cristita would like to save money to expand her business and continue to send her children to college.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 330
    View loans »
    Philippines Loans Fundraising
  • $70,673,000
    Funds lent in using Kiva
  • 43.6
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $225 helped Cristita to purchase more groceries to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 30, 2013
Nov 20, 2013
Currency Exchange Loss:
May 17, 2014