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Rawyah Group
In this Group: Sanaa, Rawya , Wafaa
Sanaa is the featured borrower of Rawyah's group. She joined with her other group members to acquire a loan from Kiva partner Al Majmoua. They have always been neighbors and friends.

Sanaa is a 27-year-old married mother of two children. She has been working as a hairdresser for five years. Two years ago, she started her own business, which she runs from home. It's developing gradually and most of her clients recommend her to friends and relatives.

Sanaa is the lady sitting in the middle. She is acquiring a loan from Kiva partner Al Majmoua to buy necessary tools and machines requested for developing her business.

As for the other group members, Rawya is the first from the left, she is 21 years old, and Wafaa, who is 38 years old, is the first from the right.

Additional Information

About Al Majmoua – Lebanese Association for Development

The Lebanese Association for Development – Al Majmoua is Lebanon’s leading microfinance institution and the oldest Kiva partner in Lebanon. Al Majmoua’s vision is to “be the leader in creating an inclusive financial system where all people in Lebanon have access to affordable services.” Given Lebanon's diverse population, Al Majmoua lends to all nationalities, provided legal residency. The strong financial position achieved to date has allowed Al Majmoua to steadily lower its pricing over the years.

Based on the belief that non-financial services play a complementary role in improving the quality of life of the most vulnerable entrepreneurs, Al Majmoua has established a solid Business Development Services program for both borrowers and non-borrowers with a focus on women and youth.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Lebanon

  • $15,800
    Average annual income
  • 33
    View loans »
    Lebanon Loans Fundraising
  • $19,505,775
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Rawyah Group's $2,600 loan helped a member to buy necessary tools and machines requested for developing her business.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 24, 2013
Nov 20, 2013
Currency Exchange Loss:
Dec 17, 2014