A loan of $900 helped purchase pagne (decorative cloth): Wax brand and Fancy brand.

Rokia's story

Mrs. Rokia T. is a 56 years old widow and mother of eight (8) children. She lives in Bougouni, a village on the outskirts of the city of Segou (the prefecture of Sagou is the fourth administrative region of the Republic of Mali).

She was taught by her mother in the ways of earning income through different business activities. Over the past eight (8) years she has been active in the business of selling "pagne" (decorative cloth). She has been associated with the Soro Yiriwaso microbank for five (5) years and has made six (6) group loans and is now on her second personal loan. All the loans have been repaid.

Mrs. T. plans to use this loan to buy 50 pieces of Wax brand pagne and 10 pieces of Fancy brand pagne from wholesalers in the Malian capital city of Bamako. She will resell these items for cash or credit at the daily village market and also through door-to-door selling (carrying her pagne, folded neatly in a head basket) during the evenings, in the Bougouni neighborhoods, to a clientele made up mostly of women and some men.

She is the leader in the buying and selling of pagne in the village of Bougouni. Without any competition she expects to earn a profit of 90,000 francs CFA which she will spend to meet the loan payments, provide for family expenses and support her business activities. Her ambition is to build a home for orphan children.

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Translated from French by Kiva volunteer Dave Gibbons

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