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Oneyda Esperanza
Oneyda is 34 years old and lives in a common law marriage with her husband. They have a daughter and they live in the town of Choloma, Cortes. She used to sell tortillas, but one year ago she decided to sell men’s, women’s, and children’s used clothing, such as shorts, blouses, jeans, shirts, t-shirts, dresses, etc. Her business is in her home and she has a good number of customers. She is asking for a loan of 10,000 Lempiras to invest in more merchandise such as second hand jeans, shirts, blouses, pants, and children’s clothing to have a better inventory and increase her sales. She wants to save up to be able to have a home of her own and provide an education for her daughter.
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Oneyda, tiene 34 años de edad, vive en unión libre con su esposo con quien tiene una hija y reside en el municipio de Choloma, Cortes. Anteriormente vendía tortillas y hace 1 años se dedica a la venta de ropa usada para caballeros, damas y niños como ser shorts, blusas, jeans, camisas, camisetas, vestidos etc. El negocio lo tiene en su casa y cuenta con buena clientela. El préstamo que solicita es por 10,000 Lempiras y lo va invertir en la compra de más mercadería de ropa de segunda mano como ser jeans, camisas, blusas, pantalones y ropa de niño, para obtener mejor inventario y mejores ventas. Ella piensa ahorrar para poder tener su propia casa y darle la educación a su hija.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.


About Honduras

  • $4,800
    Average annual income
  • 77
    View loans »
    Honduras Loans Fundraising
  • $9,996,350
    Funds lent in using Kiva
  • 20.5
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Oneyda Esperanza to buy inventory.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 7, 2013
Nov 24, 2013
Currency Exchange Loss:
Dec 17, 2014