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Tam is 44 years old and blessed with three children. To support her family, she farms rice as the primary source of income. Her husband works for others as a driver. She has previously borrowed from VisionFund (Kiva’s partner). The past loan, which she has repaid completely, has enabled her to keep her children in school and support her agribusiness. She has applied for a new loan to support her son’s education fees. She hopes that she can fulfill her son's dream for a bachelor's degree in economics and to get a good job after he graduates.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 155
    View loans »
    Cambodia Loans Fundraising
  • $41,521,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $625 helped Tam to support her son’s education costs.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Oct 17, 2013
Nov 18, 2013
Currency Exchange Loss:
Feb 17, 2016