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Teresa Del Carmen
Teresa is 53 years old and lives with her son who attends school. She has had a store in her home for four years and has many customers who prefer to buy from her because of her good prices and friendliness. She is able to pay her household expenses with the income she obtains from her work. Teresa is asking for a loan to buy basic grains, cooking oil, snacks, soft drinks, etc. and be able to stock her store to obtain greater income and provide better financial stability for her son.
View original language description ↓
Teresa de de 53 años de edad vive en casa de un familiar con su hijo quien estudia actualmente, ella posee una tienda en su lugar de habitación desde hace 4 años, posee mucha clientela que la prefieren por los buenos precios y la amabilidad que tiene a la hora de vender, con lo que obtiene de su trabajo logra cubrir los gastos que se le presenta en su hogar, Teresa está solicitando un crédito para la compra de granos básicos, aceite, golosinas, refrescos, etc. y así poder surtir con mas productos para obtener mas ganancias y darle a su hijo una mejor estabilidad económica.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.


About El Salvador

  • $7,500
    Average annual income
  • 729
    View loans »
    El Salvador Loans Fundraising
  • $29,699,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $900 helped Teresa Del Carmen to stock her store.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Nov 23, 2013
Currency Exchange Loss:
Apr 17, 2015