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Almakul is 59 years old, married, and together with her husband, is raising eight children. Almakul has a higher education. As the main source of income for her family, Almakul practices livestock breeding. She started this business 13 years ago, with an initial purchase of cattle in the amount of 10,000 som (KGS). Thanks to Almakul's hard work, she currently has 2 milk cows on her farm as well as a 4.9 hectare plot of land on which she grows potatoes, beans, wheat and perennial grasses annually. Her monthly income is 10,000 som (KGS). For the purpose of further developing her business, Almakul turned to Microfinance Bank "Bai Tushum and Partners." She is requesting a loan in the amount of 80,000 som (KGS) to buy cows to increase the size of her herd. Almakul plans to invest the earnings from the loan in the further acquisition of livestock. She also intends to save money to renovate her home.
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Алмакул 59 лет, замужем, вместе с супругом воспитывают 8 детей. У Алмакул - высшее образование, в качестве основного дохода для своей семьи Алмакул занимается животноводством, стартовав 13 лет назад, с покупки скота на 10,000 сом KGS. Благодаря упорному труду Алмакул, в ее хозяйстве на сегодняшний день имеется: 2 дойные коровы, а также имеет 4,9 ГА земельной доли, на которой ежегодно выращивает картофель, фасоль, пшеницу и многолетние травы. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Алмакул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 80,000 сом (KGS) на покупку коров для увеличения поголовья скота. Доходы от кредита Алмакул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на ремонт дома.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 83
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,906,850
    Funds lent in using Kiva
  • 48.8
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,650 helped Almakul to buy cows.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 30, 2013
Nov 21, 2013
Currency Exchange Loss:
Nov 17, 2015