A loan of $1,000 helped to buy equipment for the hairdressing salon and replace some hairdressing tools (scissors, combs, capes and other items).


José Santos's story

José, who is 21 years old, was working and studying at the same time. However, he could not keep both going so he had to stop studying and focus solely on working so he could earn an income and support himself. He was able to study as far as eighth grade. He is in a relationship and he and his partner have a four year old boy. His partner earns a living selling beauty products and also helps out in the hairdressing salon where he works. Previously José did agricultural work but for the last four years he has only worked at cutting hair in a hairdresser's. He learnt the trade from a friend who was doing the same work. The business is 1km from his house and he works all week from 8am to 5pm. José is asking for the loan to buy equipment for the hairdressing salon, since what he has is in poor condition and his clients do not get a good service. He also needs to replace some hairdressing tools (scissors, combs, capes and other items). The demand for this service in this area is on the increase and there are opportunities for growth. With the loan José will have working capital to provide a better service and generate more income. His dream for the future is to firmly establish his business, to increase his clients and build up customer loyalty to his business. By doing this he will be able to provide a source of employment for youngsters like himself who need an opportunity like the one which he found in hairdressing.

Translated from Spanish by Kiva volunteer Judith McInally



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