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Yolanda is 25 years old and lives with her life partner. They have two children ages three and six, and the oldest is in school. They live in Sololá. She works growing vegetables like carrots, potatoes and corn. She harvests and sells them in her place of residence. She has been doing this work since she was six years old. Since the vegetables maintain better prices at market, she wants to continue cultivating vegetables in more places in order to obtain better income. That is why she is asking for a loan of 3000 quetzales (Guatemalan currency). The money will be used to purchase a cord of carrots in order to sell them and thus improve her income.

She dreams of having a better home and helping her children in their studies so that in the future they can develop in their work.
View original language description ↓
Yolanda tiene 25 años de edad, vive en unión de hecho con su pareja y tienen dos hijos de tres y seis años de edad, el mayor se encuentra estudiando y viven en Sololá.
Ella se dedica al cultivo de verduras como zanahoria, papa y maíz, para después cosecharlos y comercializarlos en el lugar de su residencia, lo realiza desde hace 6 años ya que estas verduras mantienen mejores precios en el mercado, quiere seguir cultivando estas verduras en mas lugares para obtener mejores ganancias, por lo que ahora está solicita un crédito de Q 3,000.00 quetzales, para la compra de una cuerda de zanahoria para luego comercializarlo y así poder mejorar sus ganancias.
Sueña con tener una vivienda mejorada y apoyar a sus hijos en sus estudios para que en un futuro se puedan desarrollar en un trabajo.

Additional Information

More information about this loan

ADICLA's youth entrepreneurship loans allow young people without prior credit histories to borrow in groups, an opportunity that is not offered by many other microfinance institutions in Guatemala. The loans will be used to help them start small businesses.


ADICLA (Association for the Holistic Development of the Basin of Lake Atitlán) is nonprofit rural community development association that provides small loans and services to improve quality of life in two of the poorest regions of Guatemala, home to large indigenous populations. Kiva funding will be used to support three innovative credit initiatives: youth business loans, green loans, and smaller loans to help ADICLA move down-market and serve poorer clients.

About Guatemala

  • $5,300
    Average annual income
  • 72
    View loans »
    Guatemala Loans Fundraising
  • $12,593,650
    Funds lent in using Kiva
  • 7.9
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A loan of $400 helped Yolanda to purchase a cord of carrots in order to sell them.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Oct 31, 2013
Nov 21, 2013
Currency Exchange Loss:
Jul 17, 2014