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Kasyoro Group
In this Group: Milia , Kanifa, Kanifa, Joy , Deburah, Ketra, Jenipher , Naome , Naume
Kasyoro group is a new group located in a rural area at Kagamba, in the Ntungamo district. It’s a women's initiative, and its members' major activity is farming. Many of the members are married, and their children are in school.

They applied for loan of UGX 4,300,000, which they will divide among themselves. They have a challenge of low productivity, and they thought of having a loan to buy mulch and pay school fees for their children.

Mulch will improve the productivity of their agricultural products. Their prime target is to change the lives of their families and also to take their children to better schools in the country.

Milia will use the loan to buy mulch for her banana plantation. Her challenge has been a lack of resources, but with the loan her productivity will increase and so will her status in society, which will help her achieve her dreams.

In the photograph are the group members and the Ugafode credit officer (extreme left)

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Uganda

  • $1,800
    Average annual income
  • 117
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,515.0
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A portion of Kasyoro Group's $1,725 loan helped a member to buy mulch for her banana plantation.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Nov 18, 2013
Nov 18, 2013
Currency Exchange Loss:
Jun 17, 2014