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Nodira is a cheerful woman from the south of Tajikistan. She is 35 years old, married and has two children. Her kids are attending high school. In order to provide all of the necessities for them, a few years ago, Nodira started her own business of selling children's clothing. She is hoping that her income will cover all of the needed expenses. Her husband is working abroad in the Russian Federation but does not send back money regularly.

Nodira has always dreamed of her children living in good conditions. However, her house is in bad need of repairs. Nodira is planning to fix her house before the winter arrives. She hopes to celebrate the New Years in a home that is warm and cozy. She is asking for a loan for 4,000 somoni to purchase building materials such as paint, plaster and wall paper. She is waiting for your kindness.
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Нодира жизнерадостная женщина с юга Таджикистана. Ей 35 лет. Она замужем и на воспитании имеет 2 детей. Ее дети учатся в средней школе. Нодира для того, чтобы обеспечить своих детей со всеми необходимыми средствами несколько лет назад начала свой бизнес купле продажей детской одежды. Ее муж трудовой мигрант в Российской Федерации и не отправляет регулярно денег, поэтому Нодира надеется только на свой доход. Нодира всегда мечтала, чтобы ее дети жили в хороших условиях. Однако ее дом имеет плохое состояние и нуждается в капитальном ремонте. Нодира планирует до наступления зимы отремонтировать свой дом. Она хочет, чтобы Новый год они встретили в уютном доме. Она запрашивает займ на сумму 4000 сомони для покупки строительных материалов, как краски, шпаклевки, обои и т.п. для ремонта дома. Она ждет вашу доброту.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.


About Tajikistan

  • $2,700
    Average annual income
  • 196
    View loans »
    Tajikistan Loans Fundraising
  • $31,808,600
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Nodira to buy building materials so she can repair her house.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 11, 2013
Nov 20, 2013
Currency Exchange Loss:
Dec 17, 2014