A loan of $450 helped to purchase supplies and merchandise products such as clothing, footwear, undergarments, and cosmetics needed in her business.


Julieta's story

Julieta is 60 years old and has a partner and children. She is a resident of Silang, Cavite, Philippines. Her partner is a farmer. She together with her partner manages their household while operating her business. She works hard to provide for their everyday needs.

Julieta maintains a direct selling business. She sells clothing, footwear, undergarments, cosmetics, and other products through the popular direct selling brands such as Avon, Fuller Life, Natasha, Boardwalk, Marikina Shoe Exchange, and others. A customers order is bought in cash by the dealer and then given to the customer with a one-month-to-pay credit. Dealers' prices are lower than those in the catalog, and these are the profits that dealers are earning as their income. Her regular customers are her neighbors and the local community. She earns a minimum of 2,000 PHP in sales every week.

To help her continue operations of her business, Julieta is requesting a loan for 19,000 PHP, which she will use to buy additional supplies and merchandise products such as shampoo, cologne, deodorant, perfume, soap, fabric softener, undergarments. and other products needed in her business.

Julieta hopes to have more customers and dreams to earn a better living. She meets up with her co-fellowship* members to share stories of her life and business every week and where she can also draw strength and inspiration from the fellowship and God.

* All CCT community partners/clients are organized into fellowship groups that meet on a weekly basis. A fellowship group is composed of 15 to 30 community partners. The fellowship groups gather each week to study God, build social capital, and pay microfinance loans.



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