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Bakhtygul is 52 years old and a widow. After the death of her husband she is raising three children by herself, and she also manages her own business. Bakhtygul has secondary education. As a main source of income for her family, Bakhtygul works with livestock breeding, after having started 31 years ago with the purchase of livestock for 1,000 som (KGS). Thanks to Bakhtygul's persistent work, her farm currently has one dairy cow and 10 sheep. The monthly income is 10,000 som (KGS).

With an aim to further develop her farm, Bakhtygul turned to the microfinance bank "Bai Tushum & Partners" for a loan in the amount of 100,000 som (KGS) for the purchase of heifers to increase the number of livestock. Bakhtygul plans to invest the income in further increasing the number of household animals, and also plans to save money for her son's wedding.
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Бактыгул 52 года, вдова, после смерти мужа сама воспитала троих детей, а также ведет свое хозяйство. У Бактыгул - среднее образование, в качестве основного дохода для своей семьи Бактыгул занимается животноводством, стартовав 31 год назад, с покупки скота на 1,000 сом KGS. Благодаря упорному труду Бактыгул, в ее хозяйстве на сегодняшний день имеется: 1 дойная корова, 10 овец. Ежемесячный доход составляет 10,000 сом (KGS). В целях дальнейшего развития своего хозяйства, Бактыгул обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 100,000 сом (KGS) на покупку нетелей для увеличения поголовья скота. Доходы от кредита Бактыгул планирует вложить в дальнейшее приумножение количества домашней скотины, и планирует накопить средства на свадьбу сына.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.


About Kyrgyzstan

  • $2,500
    Average annual income
  • 52
    View loans »
    Kyrgyzstan Loans Fundraising
  • $11,904,175
    Funds lent in using Kiva
  • 48.7
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,075 helped Bakhtygul to purchase heifers.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Nov 11, 2013
Nov 20, 2013
Currency Exchange Loss:
Dec 17, 2015