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Chhorn is a rural villager from Kampong Cham province's Tbaung Khmum district where crop farming is a common way to make a living. She is 40 years old and she has three children, all of whom are still in school. Chhorn has been planting cassava for 20 years and she supplements the income by raising pigs. The current business earns her about US $21 per day to support her family.
This is the first-cycle loan for Chhorn with Kiva's partner, VisionFund. Now, she is applying for an education loan to cover the entire tuition fee for four years for her oldest son, a 20-year-old freshman in a local university specializing in Nursing. She highly hopes that this loan will enable her to send her oldest son to university and also help her son to obtain a higher education background and end up with a good job after graduation in order to support the family.

Additional Information

More information about this loan

This loan is part of VisionFund Cambodia’s higher education program, designed to provide financing to students in poor households who otherwise lack the financial support to continue their studies. Very few students have the financial resources necessary to go to college. VisionFund Cambodia has designed a lower-interest rate loan product for students, given the financial benefits associated with financing this loan upfront on Kiva. It is disbursed to the borrower in annual installments.

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 113
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Chhorn to cover her son's entire tuition fee for four years.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2013
Nov 17, 2013
Currency Exchange Loss:
Feb 19, 2014