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Hermelinda is 51 years old and she lives with her children in the Pucará district. The inhabitants in the area where she lives work mostly in farming and trading fruits, transporting them to the city of Jaen two hours away in the Peruvian northern mountain range.

She owns a small beauty salon where she provides hair cutting, perming, highlighting, coloring and other services. She also has a window where she displays cellphones and cellphone accessories for sale.

She requests a loan of 3,000 nuevos soles ($1,075) in order to purchase beauty products, so that she may offer them to her clients who are mostly women. She will also use the loan to purchase cards with prepaid cellphone minutes in order to offer an additional service.
View original language description ↓
Hermelinda tiene 51 años de edad, vive junto a sus hijos en el distrito de Pucará, su población se dedica al cultivo y comercio de frutales y transporte a dos horas de la ciudad de Jaen, sierra norte del Perú.

Ella tiene su pequeño salón de belleza donde brinda el servicio de cortes, ondulaciones, rayitos, tintes entre otros, también tiene un vitrina donde exhibe celulares, accesorios de celulares para la venta.

Ha solicitado un préstamo de 3 000 nuevos soles, para comprar productos de belleza para ofrecerle a sus clientes que en su mayoría son mujeres, y una segunda parte para comprar recargas de saldo para teléfonos y así ofrecer un servicio adicional.

Additional Information

More information about this loan

This product was created to assist Edpyme Alternativa to expand their reach into rural areas of Northern Peru in order to attend more underserved populations. Kiva funding allows the institution to access the Northern areas of the Piura, Lambayeque, and Cajamarca regions, which are generally too costly to serve and therefore less attended by financial institutions.  

About Peru

  • $12,000
    Average annual income
  • 41
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.8
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Hermelinda to purchase beauty products and cards with prepaid cellphone minutes.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
Oct 22, 2013
Nov 18, 2013
Currency Exchange Loss:
May 23, 2014