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Severo, together with a group of people from the same community decided to care for the land and animals ecologically in order to obtain cheese with a nutritive content high in calcium, proteins and phosphorous. At the same time they will counteract the nutritional problems from milk that has a high level of saturated fat, triglycerides and saturated fatty acid. Their first step was to not tie up their cows nor keep them penned up far from the places they like to pasture. Neither would they cut off their horns so that they can birth calves naturally. Moreover they would give the animals fresh, high quality feed.

Severo lives in his own house located in the community of Achica Baja, in the municipality of Viacha in Ingavi province in the department of La Paz, an approximately two hours journey from the city of La Paz.

Severo needs the loan to purchase a pair of improved breed milk cows so that he can use their milk to produce ecological cheese.

Severo’s dream is to expand and in the medium term to have his own ecological farm which will be self-sustaining principally through Biodigesters and Biogas. To do this, he requires livestock that will provide at least 12 kilos of manure daily, which, mixed with 60 liters of water will provide methane for four hours a day, thus avoiding the emission of carbon dioxide (CO2) in order to care for the environment. This is the third time he has applied for credit from IMPRO and the first time from KIVA,
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Severo junto a un grupo de personas de la misma comunidad decidieron cuidar la tierra y los animales, para obtener quesos ecológicos, con un alto contenido nutritivo en calcio, proteinas y fósforo. A la vez se contrarestará los problemas nutricionales de la leche que tienen un alto contenido en grasas saturadas, en triglicéridos y ácido graso saturado. El primer paso que dió fue no atar a las vacas, ni mantenerlas encerradas lejos de los pastisales en los que les gusta pastar, tampoco cortarles los cuernos, para que, éstas den terneras de forma natural y el alimento que proporcionen sea fresco y de gran calidad.

El vive en casa propia ubicada en la comunidad de Achica Baja, del Sector Viacha de la provincia Ingavi, del Departamento de La Paz, aproximadamente a dos horas de viaje desde la ciudad de La Paz.

severo necesita el crédito para la compra de un par de vacas lecheras de raza mejorada para usar su leche en la producción de queso ecológico.

El sueño de Severo es crecer y a mediano plazo, contar con su propia granja ecológica, la cual sea autosostenible y principalmente con BIODIGESTORES y BIOGAS, para lo cual se requiere de ganado que proporcione al menos 12 kilos de estiercol diario, que mezclados con 60 litros de agua, proporcionarán Metano por 4 horas diarias, evitando así la emanación de dióxido de carbono (CO2), para el cuidado del medio ambiente.
Es la tercera vez que solicita crédito junto a IMPRO y la primera vez con KIVA.

Additional Information

More information about this loan

This loan is for Bolivian entrepreneurs who follow cleaner production principles in their work, including waste reduction and environmental protection. By supporting this loan, you are promoting economic activities that are environmentally friendly but that also maximize productivity to help borrowers boost their incomes.


IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.

To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.


About Bolivia

  • $5,500
    Average annual income
  • 125
    View loans »
    Bolivia Loans Fundraising
  • $36,246,475
    Funds lent in using Kiva
  • 6.9
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A loan of $2,900 helped Severo to purchase a pair of improved breed milk cows to incorporate into his milk producing business so that he can make ecological cheese.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 24, 2013
Nov 29, 2013
Currency Exchange Loss:
May 17, 2015