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Fatou's Group
In this Group: Fatou, Marame, Sokhna, Yacine, Ndiague, Khemesse Ngor, Khemesse, Awa, Seynabou, Maye, Codou, Ndeye Awa, Thiabou, Rokhy, Tenning, Satou, Wode, Ndiague, Saye, Tening, Sokhna Khady, Fatou, Dibor, Sokhna, Ndiole, Khady
This group of 26 members belongs to the Banc Villageois of Sarèmes Sérères, which was created on 13 December 2008. The group consists of people who live in the same district, who share a bond of solidarity and get along well. Their main activities are commerce and livestock fattening.

Fatou, age 43, is the group member standing on the right with her hand raised. She is married with 5 children, 3 of them boys. She is a reseller of niebe and millet, which she buys and stores in her home. In lean times, she sells her stock to the highest bidder at the local markets.

Fatou typically buys three 100 Kg barrels of millet for 12,000 to 12,500 F each, which she sells for 250 F per Kg. She also buys 50 Kg of niebe for 250 F per Kg, which she sells for 350 F per Kg.

Fatou uses her profits to help cover the daily expenses as well as the children’s health care and general well-being. She also looks after her own needs.
Ce groupe de 26 personnes fait partie du banc villageois de Sarèmes Sérères qui a été créé le 13 décembre 2008. Il est composé des membres qui vivent dans la même localité. Les membres sont solidaires et vivent dans la bonne entente. Leurs principales activités sont le commerce et l'embouche.
Fatou, debout à droite de la photo et levant la main est âgée de 43 ans. Elle est mariée et mère de 05 enfants dont 03 garçons. Elle fait comme activité le commerce de niébé et de mil. Elle achète du mil et du niébé qu'elle stocke chez elle et en période de soudure le revend dans les marchés hebdomadaires au plus offrant. Elle achète pour 03 barrigues de 100 Kg de mil entre 12 000 et 12 500 F la barrigue qu'elle revend à 250 F le Kg. Elle achète aussi 50 Kg de niébé à 250 F le Kg qu'elle revend à 350 F le Kg.
Avec les bénéfices, elle participe à la dépense journalière, aux soins médicaux des enfants et à leur bien-être. Elle satisfait aussi à ses propres besoins.

Additional Information

More information about this loan

This loan is going to a borrower or borrower group living in a rural area.

About CAURIE Micro Finance

The mission of CAURIE Micro Finance is to contribute sustainably and to offer microfinance services adapted to impoverished micro-entrepreneurs, primarily women, based on the principles of ‘credit for the poor’ and on microfinance best practices, all while investing in order to become financially independent.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Senegal

  • $2,300
    Average annual income
  • 5
    View loans »
    Senegal Loans Fundraising
  • $15,175,350
    Funds lent in using Kiva
  • 487.0
    Communauté Financière Africaine Francs BCEAO (XOF) = $1 USD

Success!! The loan was 100% repaid

A portion of Fatou's Group's $4,675 loan helped a member to buy millet and niebe.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
At end of term
Nov 11, 2013
Nov 15, 2013
Currency Exchange Loss:
Jun 17, 2014