Check out some available loans that are similar to this one!
Qnarik is an agronomist from Haykadzor village in the Shirak region. She lives with her mother-in-law, and three school-age children (daughter – 15 years old, two sons – 14 and 7 years old).

Qnarik works at the village local school as a teacher. With the help of her mother-in-law, she is also engaged in cattle breeding, in aviculture (poultry breeding), in breeding of livestock (pigs, piglets, and sheep), and in the cultivation of wheat. The family also owns a little store where they sell different types of products.
They sell the agricultural products in the local market; this is the most important source of the family's income.

As autumn is progressing and winter is very close, Qnarik needs to prepare her agribusiness for winter. For that reason she needs a loan of USD 3,000 to purchase forage (sawdust) for the livestock, fertilizer, and fuel for agricultural machinery. The loan will help her sustain her agribusiness.

Qnarik and her family highly rely on the goodwill of the lenders, and will appreciate their support in collecting the needed loan.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 138
    View loans »
    Armenia Loans Fundraising
  • $15,799,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Qnarik to purchase forage (sawdust) for the livestock, fertilizer, and fuel for agricultural machinery.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
Oct 25, 2013
Nov 21, 2013
Currency Exchange Loss:
Nov 17, 2015