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Margaret is a single mother of two children, both of whom go to school. She has no additional family members. She sells second hand clothes. She sells her products on a door-to-door basis. She has been in this business for two years. She works seven days a week.

Margaret has applied for a loan of 700,000 UGX from MCDT-SACCO to buy more bales of second hand clothes for resale. Her major business challenges include seasonality (the rainy season), which hinders her movements and transportation. She is aspiring to get permanent business premises and also to buy a plot of land and build a house. She lives in a rented house and the family has no access to electricity or piped water. Her monthly expense includes school fees and feeding the family.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 262
    View loans »
    Uganda Loans Fundraising
  • $32,806,450
    Funds lent in using Kiva
  • 2,520.0
    Uganda Shillings (UGX) = $1 USD