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Karim is 52 and a native of the Bobojon Gafurov region of Khujand. He's been providing taxi services for around three months but would like to engage in a different business. His son sells spice cakes at the Panjshanbe Market and Karim would like to do the same. He'll buy the cakes in the city of Khujand and resell them in the cities of Isfara and Kanibadam. In order to start his business Karim needs the money to buy the spice cakes. Unfortunately, he doesn't have the starting capital, so he is seeking a loan and awaits your support.
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Кариму 52 года. Он уроженец района Б.Гафурова города Худжанда. Карим около 3 месяцев предоставляет услуги такси. Но он хочет заняться другой деятельностью. Сын Карима занимается продажей пряников на рынке "Панджшанбе" и Карим тоже хочет заняться продажей пряников. Он будет покупать сладости из города Худжанда, и перепродавать их в городе Исфары и Канибадам. Чтобы начать такую деятельность Кариму необходимо средства для покупки пряников, но к сожалению Кариму не хватает начального капитала. С такой целью он обратился за кредитом. Карим надеется на Вашу поддержку.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 253
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,050 helped Karim to buy spice cakes for resale.
100% repaid
Repayment Term
5 months (Additional Information)
Repayment Schedule
Nov 12, 2013
Nov 19, 2013
Currency Exchange Loss:
Mar 17, 2014